If you had asked anyone in the world “where do you see yourself in five years” back in 2015, no one could have predicted what 2020 had in store. The arrival of the Coronavirus turned the world upside down. Countries went on full lockdowns, thousands of people lost their jobs, and hundreds of thousands have lost their lives. This global pandemic has no doubt been a tragedy that has reached every person in the world in different ways. And now, as we near the end of this crazy year, it’s time to start looking toward the future and plan for a 2021 that will hopefully bring health, wellness, and prosperity back to many people who have been suffering.
Maybe you’ve been one of those people who feel like 2020 has been kicking you while you’re down. Maybe you’ve had a drastic career change during this time. Or maybe you were forced to deplete your savings and are now in a place of financial instability. Or maybe you are one of the all too many people who are dealing with grief and loss. While a new year won’t necessarily solve every issue, a fresh start can offer you the opportunity to get back on track and find your new path amongst the madness. There are so many ways to help you get back to a sense of normalcy and find that regular routine after months of lockdown and a long time away from loved ones. So, in whatever area of your life you need to find that peace of mind, here are a few insights into how we’re getting back on track in 2021.
Take charge of your finances again.
When Covid hit, everyone was worried, of course, about the health implications. The goal was to keep as many people safe and healthy as possible. For a lot of places, that meant closing down work and laying people off. Weeks without working affected the economy and the middle class in a lot of different ways. If you are one of those individuals who lost your job, you’ve probably had to dip into savings and find ways just to make ends meet during this time. One way to get back on track in 2021 is to take charge of your finances again.
Not having a steady income or constantly seeing your bills pile up can make you feel helpless. In the new year, take the opportunity to consult experts who can help you set up an effective budget, invest in new opportunities, and handle your credit card debt. With the help of specialists at companies like WealthRocket, you can centralize all of your financial needs and decisions. Get a complete picture of your money so you can stay on track of how to grow your funds and budget according to your new financial situation. Protect your family, simplify your taxes, and find that peace of mind in the long term. This is the first place to start to help get back in the black after a tough year for your money.
As you’re readjusting your budget and reconsidering your financial situation, it helps to go right back to the numbers. Figure out if there is anywhere you can be saving some extra money. Can you refinance your mortgage? Or start shopping with more generic brands rather than the brand name? Are you paying too much in your electricity bills and can you help lower them? You don’t want to be overspending on anything, especially when it comes to your electricity generator. Start by finding the best deals by comparing electricity providers. Search online for “cheapest electricity in Northern Ireland” or wherever you’re located. You need a good match that will lower your bills and find the best way to stay on your budget.
Once you’re on top of your day-to-day finances, it’s time to start planning again. Chances are you may have piled up some credit card debt during lockdown or had to dip into your emergency savings. Once you start earning a regular income again, it is time to start paying down those debts and replenishing your savings accounts. Whatever you can spare to go to those areas will help you start to feel more secure with your own financial situation.
Get on top of your mental health.
No doubt 2020 has been a challenging year for a lot of people. As a global community, we’ve all experienced some emotional trauma this year. You may need to consider if your mental health is doing OK and take the first step to figure if there is a type of therapy that can help you recover from this chaotic year. By typing “help me find a therapist” into Google, you can easily find many resources in your area that can help you manage your mental health. Whatever mental health issue or mental illness you are dealing with, there are counselors and psychiatrists with years of experience in all areas that can help you with any specific issue.
There are so many reasons to consult mental health services after the year 2020. Maybe you have been struggling with relationship problems ever since being quarantined with your significant other and you need a counselor with a specialization in couples therapy. Maybe you are dealing with extra anxiety and depression from being isolated from the outside world and an appointment with a professional counselor can help get you medication or traditional therapy that can help. Or maybe you’re grieving a serious loss or your own health care situation. Individual counseling can help you find a path through grief. There has never been a better time to schedule your first-time appointment with a mental health professional that can help you get back on track for 2021 in whatever way you need.
Decipher which new habits are helpful and which are not.
To get through 2020, you’ve probably picked up some new habits or even developed some that haven’t been as healthy. After ten straight months of this Covid, quarantined lifestyle, no wonder you’re operating from a different position than normal. Maybe you’ve gotten used to working from home in sweatpants or you’ve picked up a new hobby of doing yoga every morning. Some of your habits, like exercising, finding a new hobby, or reaching out to loved ones more often, are great to bring into 2021. However, some habits may be better to keep in the past. Decipher which is which and try to only bring healthy ones into the new year.
Figure out what new opportunities 2021 can bring for your career.
The year 2020 changed up how a lot of places do business. If you are a business owner or applying for new positions in 2021, stay up to date on the new adjustments. The more adaptable you can be the better. Be prepared for a new world of remote working and digital platforms and market yourself as an asset for the company in more ways than one. Finding those new opportunities in your career will help you grow and find your path in the new year.
Understand your health needs.
Unfortunately, when the clock strikes 12 on December 31st, Covid doesn’t magically go away. You still need to stay on top of your health and take care of yourself. Until there is clear data otherwise, continue wearing your mask and socially distancing. If you had Covid at any point this year, you should consult with your doctor and ask about the next steps to make sure you’re staying healthy and not having any residual health concerns.