Now that wedding and its planning is done, here comes another tedious task: The name change! There are several companies who could help assist in the process such as: Missnowmrs.com, Hitchswitch.com, or Newlynamed.com for a fee. If you rather save money and do it yourself, then read the following tips on how to change your last name after marriage!
1. Obtain certified copies of your marriage certificate.
Do not obtain photocopies, and get certified copies from the agency that filed your marriage license.
2. Go to the Social Security Administration Office.
This is most important agency, because it needs your correct name and identification number for passport, payroll tax withholdings, and retirement benefits. If there is a mismatch between your new name and one with the Social Security number it could trigger a rejection of your tax return and unable to travel internationally.
An updated Social Security card will also help you change your name with financial institutions and other contacts on your checklist.
One will need to file Form SS-5 with your local Social Security office to obtain a new Social Security card. By notifying the Social Security Administration, the office will also update the Internal Revenue Service of your new last name.
3. Obtain new driver’s license and registrations
Obtaining an updated license or identification card should make the following tips on name changes with financial institutions easier. Furthermore, it maybe able to update voter registration, your vehicle registration and title simultaneously. Please make sure to follow up with your state Department of Motor Vehicles for further instructions.
4. Update work records and insurance benefits
Inform your employer so that paychecks and benefits reflect the new name. Review your tax withholdings and make changes if necessary.
Next, remember to go over your insurance coverage with your spouse and current beneficiaries. Once married you will now have new family members.
5. Contact your bank and other financial institutions
Updating your name with your bank or credit union may require an in-person visit. For a name change on your account, the bank will want to see your updated driver’s license and some banks only need to see a marriage certificate.
6. Contact credit bureaus in order to update and combine credit history
If you don’t tell lenders of your new last name, you may not have an established credit history under your new married name. This maybe a problem for a future credit check.
Once notified, creditors will update their records and report the new information to the credit reporting agencies. Consumers should see the new name on their credit reports within a few months after contacting creditors.
If you’re not sure which companies to contact, you can get a free copy of your credit report at myBankrate.
7. Remaining Changes
Then contact the other places on your checklist, such as:
Other insurance accounts such as auto, home, rental, etc.
Professional licensing boards.
Post office for proper mailing
Once you get through all the important documents it will be a matter of changing your name as you come across accounts and subscriptions. We also recommend that not to throw away your old identification during and after the process. It may be needed to prove your old name for verification purposes! We hope this advice is useful. Good luck and cheers to your new last name!