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Top 5 things to Avoid Over Spending!

Top 5 things to Avoid Over Spending!

The most magical time of year is here, with great cheer can also come great debt! According to research studies say you spend an extra 30% above your budget during the holidays. Here are the top 5 things to avoid over spending during the Holidays!

First create a social calendar, this calendar will include events, dinners and other social gatherings. Review this and update it daily. It will assist you in creating a budget per event or evening that is comfortable.

Second is the most common planning tool; create a budget. Not you monthly budget, but one that details how much can be spent on events and outings. If the event or outing is prefixed, such as a concert etc. then you are likely going to need extra bucks for food, drinks, and souvenirs.


holiday-party  Third: after you have a clear idea of what your social calendar looks like try apps such as Groupon and  Living Social to find deals on events that are on your calendar. Also try planning with friends because the apps and sites often have deals for groups. This helps everyone and yourself. Its’ the gift that keeps giving. holidaymoney-1Another way of saving during this season is scouting for sales and deals to aid with gift purchasing. Using other sites like ebay and amazon in conjunction with the others listed can be a great tool.  All have daily deals and specials on gifts, entertainment, and dining that can prevent over spending.

Last be creative, if you can host or plan an event do so. Host a game night where guest gather with plenty of board games and other fun games such as Martin Trivia for entertainment. Have participants bring  games, food or spirit items to lighten the load. With the holiday spirit in the air guest are sure to remember your smashing party. These quick easy tips are sure to keep your season bright and your budget tight.



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